Disclosure: We are required by the FTC to remind you that the content found on this webpage is not financial advice and should not be taken as such. Always do your own research and consult a financial professional before making any investment decisions. The owners of this website may be compensated by Goldco and/or any other company to recommend them. The content on this webpage may not be independent or neutral.
When most people hear the word “investing” they immediately think about the stock market. The stock market isn’t all bad, and some people do very well in it, but it doesn’t offer as much stability as you’d want in a long-term investment. Therefore, you should diversify your portfolio by looking at alternative investment options to secure your future. And what better alternative than investing in precious metals as a secure alternative.
When you direct a portion of your earnings to be invested in precious metals, either through a self-directed IRA, or personal investment, you show that you want to establish a more secure financial footing just in case the stock market, and the economy takes a nosedive. Then, if the stock market does decide to tank, and your retirement is just around the corner, or you suddenly need access to your money for some type of emergency, the economic impact on you will be minimized because you took steps to secure your financial future by diversifying.
Companies that deal in precious metals wish to make investing in precious metals like gold, silver, platinum, and palladium coins and bars, easy to do. In recent years, many of them have also added cryptocurrencies to their inventory. A company that specializes in precious metals can be a great resource to have in case you want to just in case you want to invest in a few gold coins or bars for safekeeping at home or your office. Or, if you want to make a more substantial purchase, you can store it in a more secure location. Or you just want to roll over an existing self-directed IRA – also known as Gold IRAs.
There are a lot of precious metal companies out there to choose from, and that kind of healthy competition usually works out better for the investor. But, it can also make shopping around for the right company more difficult. Therefore, we took it upon ourselves to put together a list of five of the best precious metal companies around to make the selection process simpler for you.
Top Gold IRA Investing Companies Reviewed:
Goldco – Our #1 Recommendation Overall
• Rating: 9.9/10
Birch Gold Group
• Rating: 9.5/10
• Rating: 9.4/10
Augusta Precious Metals
• Rating: 9.1/10
• Rating: 8.8/10
Goldco Review – Our Top Pick
Visit The Official Website: https://goldco.com/
Goldco is the most highly celebrated precious metals company out there from our research. They have an A+ rating with the Better Business Bureau (BBB) and a Triple-A rating with the Business Consumer Alliance (BCA). This lets you know that they are a reputable and trustworthy company. So, Goldco is always a safe bet
Goldco has had a long standing reputation of being a specialist with gold and even silver IRAs. Starting and IRA with Goldco to get precious metals a smart way to diversify your portfolio and protect your investments from the volatility of the stock market. And since precious metals like gold and silver are so highly sought after, it makes them great investment alternatives for the future. Moreover, they offer the stability you won’t find in other types of investments, and this is especially true for the stock market.
Gold and silver are in great demand by the manufacturing and technology industries. And that demand will continue to grow as our technology advances. And when the time comes for you to liquidate your precious metals assets, you won’t have any problems unloading them, which is something that can’t be said for other types of investments, like stocks and bonds.
Goldco offers gold coins and bars for your Gold IRAs that meet the IRS standard for purity of 99.5%.
Along with gold IRAs, Goldco also offers silver IRAs. Silver carries some of the same benefits, in that it offers investors another safe way to diversify their portfolio and protect their earnings. Both silver and gold are highly sought-after precious metals, so they both make a smart alternative to stocks and bonds.
Silver is less expensive than gold, so you could add even more precious metals to your IRA for the same price you’d pay by purchasing gold alone.
IRS regulations mandate silver be 99.99% pure, for IRAs, so Goldco has a wide variety of IRS-grade silver coins and bars you can choose from to add to your IRA.
Goldco’s team members can also help you convert an existing IRA into a precious metals IRA. Many retirement accounts qualify for this conversion, so this will allow you to set up your new self-directed IRA with funds already in your account. And don’t worry, a Goldco member will walk you through the entire process.
Goldco’s gold and silver IRAs offer the same tax incentives as traditional IRAs. Contributing $6000 (or $7000 for 50+) per year will ensure that your investments grow steadily until you retire. And as soon as you reach 59.5 years old, you can make penalty-free cash withdrawals from your gold or silver IRA.
For more information on setting up precious metals IRAs, visit Goldco’s website today.
• A large selection of gold and silver coins and bars
• An A+ rating with the Better Business Bureau
• Doesn’t offer palladium and platinum
>> Click Here To Visit The Goldco Website Now
The Birch Gold Group
Visit The Official Website: https://www.birchgold.com/
The Birch Gold Group has been in the business of making customers their priority since 2003. Their top priority is to help their customers find the right mix of precious metals for diversifying their portfolios and protect their investments. The Birch Gold Group has an experienced and courteous customer service department that can answer all your questions, and walk you through the investment process.
The Birch Gold Group can help you set up your Precious Metals IRA and diversify your portfolio. If you’re interested in opening up a new IRA or rolling over an existing retirement plan, the first step you need to take is to open an account and transfer funds into it. Once completed, you’ll be able to buy precious metals to put in it.
A member of the Birch Gold Group team will be there to help guide you through the process and provide personalized service to help you attain your investment goals. Once you’ve decided upon a precious metal, our agent will show you how to complete the process.
The IRS mandates that gold and silver IRAs be stored at IRS-approved facilities only. The Birch Gold Group has several safe storage options for its clients. The Delaware depository comes highly recommended as being a secure facility and provides $1 billion in insurance for your peace of mind.
Before precious metals can be held in a Self-Directed IRA, they must meet certain purity specifications: 99.5% for gold, 99.99% for silver, 99.95% for platinum, and 99.5% for palladium.
• You can use a self-directed IRA while purchasing precious metals with them
• If you decide to use them, they assign a team member to you in order to make sure you understand the process of using your account and the investment process
• They have an A+ Rating from the BBB
• They do have higher than normal yearly storage, management and insurance fees
>> Click Here To Visit The Birch Gold Website Now
Visit The Official Website: https://noblegoldinvestments.com/
Noble Gold is another investment company that you should consider. They are Better Business Bureau and Consumer Affairs accredited, and they go that extra mile to make sure their clients make the right financial decision. Noble Goble is also a Business-Consumer Alliance, The Royal Canadian Mint, and also TrustLink listed company. They are well-respected and trusted by their long list of satisfied customers.
Noble Gold can help you set up a Precious Metals IRA to diversify your portfolio and protect your wealth while ensuring your financial future.
Once you have funded your account, you can then choose which precious metals you want to add to your self-directed IRA. Noble Gold has an enormous selection of IRS-approved precious metals for you to choose from.
If you’re into buying precious metals for personal investment, instead of a self-directed IRA, Noble Gold can help with that too. In addition to the precious metals listed above, you can also purchase collections and rare coins.
All of their rare coins are independently certified and graded by the Numismatic Guaranty Corporation (NGC) and the Professional Coin Grading Service (PCGS). Each coin or collection is shipped to you in a sealed container for safekeeping. Some of the rare coin collections available at Noble Gold are:
Noble Gold also offers its investors the Royal Survival Pack, of which there are eight different options to select from in the pre-selected precious metals category. They are designed to meet the financial needs of a variety of investors.
When you do business at Noble Gold, your shipment will be sent to you discreetly, securely, and fast. Noble Gold has many precious metal suppliers. This enables them to provide precious metals to their clients at competitive prices. When you decide to sell your precious metals, Noble Gold has a buy-back plan that makes the process quick and easy.
Another reason to use Noble Gold when purchasing precious metals is their courteous team members. They are always kind and considerate and never overbearing or aggressive when conducting business. They desire to help each customer make the best decision possible for their particular situation. They will never compel you to make a decision you’re unsure about.
• Investors can invest in digital currencies
• Provides secure storage at their Texas storage facility
• Has a wide variety of precious metals to invest in
• Gold IRA rollovers have a $5000 investment minimum
>> Click Here To Visit The Noble Gold Website Now
Augusta Precious Metals
Visit The Official Website: https://www.augustapreciousmetals.com/
For personal investing in gold and silver, open up an account, transfer some funds into it, then select the coins and bars you want to add to it. You can purchase gold and silver bullions, or other precious metals, at Augusta Precious Metals.
The IRS mandates that gold and silver IRAs be stored only in IRS-approved facilities. Augusta Precious Metals has several storage options for their U.S. customers, including Wilmington, Delaware; Jackson, Ohio; Saltlake City, Utah; Los Angeles, California; Las Vegas, Nevada; and Bridgewater, Mass areas.
At Augusta Precious Metals, you can also buy gold and silver for personal investing. Personal investing offers some of the same benefits found in Retirement Savings Accounts. Protect your portfolio by diversifying, and protect your wealth against the decline of the dollar.
When you buy gold and silver from Augusta Precious Metals, you also get insured, free shipping.
>> Click Here To Visit The Augusta Precious Metals Website Now
If you’ve been thinking about diversifying your portfolio with precious metals or cryptocurrencies, you might want to look into Regal Assets. The company was founded by Tyler Gallagher over 10 years ago and has become a trusted name in the precious metals business. As a member of the Forbes Finance Council, they have the experience and know-how to help their clients make the right financial decisions for a given situation.
Regal Assets can help you set up your initial Precious Metals IRA. They have a large selection of IRS-approved precious metals to choose from. Simply complete an online application to set up a new account, then transfer funds into it. You will then be able to buy coins and bars to put in your new IRA.
Moreover, they can also help you convert your existing retirement account into a Precious Metals IRA account. If you have any questions about your retirement account’s eligibility for conversion, a Regal Asset team member will be happy to help you.
Regal Assets offers an array of precious metals to invest in, and they all meet IRS purity guidelines.
If there’s one thing that sets Regal Assets apart from other gold investment companies, it is that you can also invest in cryptocurrencies. Cryptocurrencies offer another avenue by which you can diversify your portfolio and guard against a plummeting stock market and a weakening U.S. dollar.
Regal Assets also have investment packages, designed to simplify the investment process for newer investors. They also have pre-selected coins and bar sets.
Choosing an Investment Company
Before selecting an investment company, make sure you read through the list of things to be considered below first. Taking a few minutes to choose the right investment company could mean the difference between choosing one that can meet your needs and help you achieve financial goals and one that will leave you in financial ruin.
Reputation and Qualifications
As with any major investment, you’ll need to weigh your options carefully and select only the ones that you think are reputable and trustworthy. Choose one that has many years of experience and a lot of favorable customer reviews. Look for companies that have an A+ rating from the Better Business Bureau, and are accredited with Consumer affairs.
You’ll want to take a closer look at the options available at each company. For example, do they only offer Precious Metal IRAs? Or, do they allow their clients to purchase precious metals for personal investments?
When you’ve satisfied your concerns, you can then peruse their precious metal inventory: Do they carry gold, silver, platinum, and palladium? Or gold and silver only? And do they have coins and bars for sale? Can you purchase them for both IRAs and personal use?
And, if you’re interested in cryptocurrencies, like Bitcoin, ask if they offer that option. You may want to consider cryptocurrencies in the future, so check to see if they’ll be able to accommodate you.
Fees and Hidden Charges
It is a good idea to check the fine print before signing on the dotted line. There could be hidden fees in the agreement that you’re not aware of. For example, your IRA might require you to pay a yearly fee or some other charges. The answer to these questions could be the deciding factor should you be two otherwise equal investment companies.
Customer Service and Support
Setting up a new Gold IRA can be a little perplexing for first-time investors. So you’ll need to find a company that offers quality customer service and support, or you could end up being charged a fee for transferring funds from your old account to the new one.
A company that is there for you, and eager to help and walk you through the process is much more desirable when it comes to setting up your new IRA or rolling over an old one. Moreover, you’ll want an investment company that is ready to provide advice and guidance when your investment decisions become too difficult to handle on your own.
Top Investment Company Picks
All of the investment companies we reviewed are reputable, trustworthy, and industry-leading companies. They are ready to help you set up your Precious Metals IRAs, or guide you through the process of investing in gold, silver, platinum, and palladium. But you probably notice that we made Goldco our top pick overall.
Nevertheless, they are all A+ rated companies and are listed with the Better Business Bureau. And they carry a triple-A rating with the Business Consumer Alliance. Goldco sets itself apart when it comes to helping new investors set up new accounts, or rollover old Precious Metals IRAs. They are extremely knowledgeable and well-qualified to address any investment concerns you might have.
Goldco has an excellent inventory of IRS-approved gold and silver bars and coins which you can add to your portfolio. Investing in gold and silver is an excellent way to diversify your portfolio and protect against a possible stock market crash.
So, choosing Goldco to handle your investments would be an excellent choice. For more information on how to sign up for one of their self-directed IRAs, simply visit their website and they’ll be glad to walk you through the process.
Frequently Asked Questions
What are the advantages of investing in gold or other precious metals?
Investing in precious metals like gold, silver, platinum, and palladium is a great way of diversifying your investment portfolio and protecting your wealth. Unlike the stock market, which tends to fluctuate violently at times, precious metals have traditionally been known to be very consistent. And since they are rare and hard to get your hands on, their value will only increase.
Usually, when people think of precious metals they think of jewelry, but they are used in a variety of ways, which also ensures their value remains high. For example, they are almost indispensable for the technology sector, and that need will continue to grow in the future.
Investing part of your income in precious metals like gold, silver, platinum, and palladium is a great way to diversify your portfolio. It is also highly recommended by financial experts as a bulwark against the highly volatile stock market. It would be the epitome of bad luck if all holdings were invested in the stock market and it crashed right about the time you planned to retire. You would be ruined financially. But, had you invested some of your money in precious metals, you would be spared such a devastating fate.
Another good thing about precious metals is that they are easy to liquidate when the time arises. Because they are in such high demand, you won’t have any trouble unloading them. This is certainly not the case with stocks and bonds, or some other type of investment.
When is the best time for you to invest in precious metals?
Ideally, you’d want to purchase precious metals when they are at their lowest price. But since precious metals are so valuable and desired commodities, price drops are few and far between. But some signals will alert you to when is the right time to buy. For example, the price of gold usually rises when there is a dip in the stock market. When you see this happen, it is a clear indication that it is a good time to invest in gold.
Also learning how to assess stock market futures could be a big help in predicting which way the price of gold is going to go. Another good indicator is when you hear news of the federal reserve announcing its intention to print more money, as gold’s value increases when the dollar value decreases.
Exactly What is a Gold IRA?
A gold IRA is a type of self-directed (Individual Retirement Account). Gold IRAs let investors invest gold, silver, platinum, and palladium into their Individual Retirement Accounts, instead of stocks and bonds, as done with traditional IRAs. Plus, Gold IRAs offer the same advantages as other retirement accounts, although the fees may be slightly higher.
Another benefit of setting up a Gold IRA is, it allows you to hold some of your money in precious metals instead of putting it all into stocks and bonds. You also have the option of rolling over an existing IRA and converting it into a Gold IRA.
What Percentage of My Investments Should I Direct to Precious Metals?
That depends on the individual for the most part. The percentage that is right for one investor might not be right for another. A lot of things could have a bearing on your decision-making. For one thing, our age. So, try to figure out what percentage you’d feel comfortable investing. If your retirement is approaching, most experts would advise against making any risky investments at that time. But if you’re young and not contemplating retirement, you could take bigger risks and invest a larger percentage of your portfolio into gold and other precious metals.
And you should also continue to monitor the stock market and use that as an indicator of how much to invest. However, if you move too slowly, you could end up losing money.
What Are the Best Places to Buy Precious Metals?
You can buy gold and silver at coin shops and bullion dealers. Most areas have at least one local coin shop or bullion dealer, so you should be able to find what you’re looking for. But, before you dive in head first, be sure to run a check on the shop or dealer to see if he’s reputable. When it comes to precious metals, it is always a good idea to do business with a reputable dealer.
Another thing you’ll want to do is find out the current price of gold and take it with you when you visit your dealer. It may protect you from being scammed.
Another option, in addition to buying gold in person, is buying gold and silver online. There are a lot of online investment companies for you to choose from. Many of them have large amounts of gold and other precious metals. You can buy them as a personal investment, or to add to your Self-Directed IRA. But, as always, check to see if the online vendor is reputable and legit by reading the reviews and ratings before buying.
Is It Wise to Put All of My Money In Gold or Silver?
Most experts would probably tell you that it isn’t a good idea to put all of your eggs into one basket. Precious metals should be used as a safety valve against sudden and catastrophic losses from the volatile stock market and the shrinking dollar. Investing all of your money in gold or silver could lead to similar losses as the stock market should their prices take a tumble. So be proportionate and sensible in your investment strategy.
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Clarice Moore is a veteran of the digital marketing industry. She’s helped grow and manage some of the world’s most successful companies, all while learning from and collaborating with some of the brightest minds in his field. His background includes project management, business development, sales management and product strategy.
Clarice Moore has also been an integral part of various high-level partnerships for multiple global brands such as Kuka USA, Hootsuite Media Inc., HP Inc., Intel Corporation, Dell Technologies Capital LLC among others.